I am very grateful that I learned to be financially responsible from my parents and that I married a man that also came from a financially responsible background. Keith and I know so many people that are deep in debt or constantly just a few steps ahead of bill collectors. They like to live beyond their means and some live paycheck to paycheck. And some waste what they earn to try and buy happiness.
Keith and I have never done without essential needs. When we first were married both our parents helped us out when we needed it, but we never relied on them to be our support staff. We found jobs on our own, worked hard and learned how to budget and save. We never bought a house that was too big for our budget or our size (there are just the two of us, who needs 5 bedrooms or 3 floors of house to clean?) We don’t drive super expensive cars, but we have nice, reliable transportation. We don’t rush out and buy the latest technology or gadgets. And even though I have way too many shoes and lots of clothes….I do know my limits. I try now to make sure each purchase is practical and try to buy items that are better made and will last for years as opposed to a season. This is one area I still need to work on! =)
Right now Keith and I are saving for retirement and making sure that we maintain the big things we own in our life, like our house and vehicles. We understand that we are blessed to have jobs and good work ethics. We also give back to our community through giving opportunities throughout the year. It is our responsibility to give back. Our parents also taught us this lesson as part of being financially responsible. You have to share your blessings so that others may be blessed.
Quote and numeric graphic by Kristen Creech from her 30 Days of Gratitude kit.
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